ANIMAL MORTALITY STANDARD COVERAGE

This form covers death, including destruction for humane reasons at the direction of a veterinarian, arising out of accident, injury, illness, or disease, including theft or unlawful removal.

The standard coverage form contains the following extensions and supplemental coverages:

• Coverage for death or destruction for humane reasons for up to 12 months beyond the expiration date of the policy arising out of a covered accident, injury, illness, or disease occurring during and reported within the policy period;
• Coverage for newly acquired horses of similar breed or comparable use to those on the policy for up to 72 hours; and
• Emergency colic surgery expense coverage, up to $3,000 per horse per policy period, including after-care and transportation costs incurred from a third-party.

Enhance your valuable mortality coverage with the following optional coverages:

Major Medical Expense

This form provides reimbursement for veterinary fees and charges for covered treatments and surgical procedures, including diagnostics and after-care, at annual limits per horse ranging from $7,500 to $15,000, and subject to an each occurrence deductible.

Surgical Procedure Expense

This form provides reimbursement for expenses arising out of a surgical procedure, including post operative care, at annual limits per horse ranging from $5,000 to $10,000, and subject to an each occurrence deductible.

Extended Coverage Territory

Extends all coverages under the policy for a horse that leaves the basic coverage territory of the United States, its territories, and Canada for the policy period, including while the horse is in transit.

Advance Underwriting Managers is a specialty managing underwriter that offers its products through a select group of independent agents located throughout the U.S. Please ask your agent to tell you more about these products and how to acquire them for your valued companion.